When Revenue Climbs But Profit Stays Flat
Most business owners I’ve worked with can tell you their monthly revenue within a few hundred dollars. Ask them what they actually made in profit, and you get a much vaguer answer. The gap…
Read article →Personal finance, superannuation, retirement planning, savings, financial wellbeing and money management.
Most business owners I’ve worked with can tell you their monthly revenue within a few hundred dollars. Ask them what they actually made in profit, and you get a much vaguer answer. The gap…
Read article →Recent perspectives, practical guidance and research from this section.
I’ve watched this pattern repeat across dozens of conversations over the years. Someone receives a promotion, a raise, or moves into a higher-paying role.…
Read article →When someone steps away from work for an extended period – whether it’s a sabbatical, parental leave, or an unpaid break – their superannuation…
Read article →When a couple has their first child, the money conversation changes almost immediately. Not always in the ways they expect. I’ve watched this shift…
Read article →I’ve watched many people move between jobs or roles, and the ones who handled the transition smoothly almost always had something in common: they’d…
Read article →After working with people through various income transitions – promotions, job changes, inheritance, business growth – I’ve noticed a pattern that rarely gets discussed…
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After working with financial plans across different economic cycles, I’ve noticed that inflation tends to arrive quietly in people’s planning assumptions and then cause…
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When someone’s life changes dramatically – a job loss, a move across the country, a new child, a divorce, an aging parent moving in…
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After working with people on their finances for years, I’ve noticed that money habits rarely form the way people think they do. Most assume…
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After working with people on retirement planning for years, I’ve noticed that the mistakes people make rarely come from ignorance. Most people know they…
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